Terms

Effective Date: October 19, 2026

Welcome to adinkra-group.com (the "Website"). These Terms of Service ("Terms", "Agreement") govern your access to and use of the Website, including any content, functionality, and services offered on or through it, operated by Adinkrah Joseph Enterprise (doing business as "Adinkra Group", "we", "us", or "our"), a registered business in Ghana.

Please read these Terms carefully before using our Website. By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms, you must not access or use the Website. 1. Eligibility & Age Restrictions

By using this Website, you warrant that you are either at least 18 years of age or, if you are under 13, that you are accessing this Website under the direct supervision of a parent or legal guardian who agrees to be bound by these Terms. Under the Electronic Transactions Act, 2008 (Act 772) of Ghana, individuals must have the legal capacity to enter into binding agreements. 2. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. 3. Intellectual Property Rights

All content, features, and functionality on the Website—including but not limited to text, graphics, logos, images, icons, video clips, audio, software, data compilations, and the design, selection, and arrangement thereof—are the exclusive property of Adinkrah Joseph Enterprise, its licensors, or other providers, and are protected by Ghanaian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Permitted Use: You may view, download, and print pages from the Website for your personal, non-commercial use, subject to the restrictions below.

Prohibited Use: You must not republish, sell, rent, sub-license, reproduce, duplicate, copy, or redistribute any material from this Website without our express written consent.

4. User-Generated Content & Media Uploads

Our Website may allow you to upload images, photos, or other media (such as to a gallery or user profile). By uploading any content, you warrant that:

You own the rights to the content or have obtained all necessary permissions.

The content does not infringe on any third party’s copyright, trademark, or privacy rights.

The content is not defamatory, obscene, offensive, or otherwise unlawful.

By submitting content, you grant Adinkrah Joseph Enterprise a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, adapt, and publish such material on the Website for the operational purposes for which it was submitted. We reserve the right to remove any user-uploaded content at our sole discretion. 5. Prohibited Activities

You agree not to use the Website to:

Engage in any unlawful, fraudulent, or harmful activity, or in connection with any such activity.

Disrupt, damage, or interfere with the security, integrity, or performance of the Website.

Upload or transmit viruses, malware, or any other malicious code.

Access, tamper with, or use non-public areas of the Website, our computer systems, or our providers' systems.

Scrape, crawl, or use automated systems to extract data from the Website without authorization.

Impersonate any person or entity or misrepresent your affiliation with a person or entity.

6. Disclaimer of Warranties

This Website and all content, services, and features provided on it are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

Adinkrah Joseph Enterprise makes no warranty or representation that:

The Website will be uninterrupted, timely, secure, or error-free.

The information, content, or materials on the Website are completely accurate, reliable, or complete.

Any defects on the Website will be corrected.

The Website or the servers that make it available are free of viruses or other harmful components.

Your use of the Website is at your own risk. 7. Limitation of Liability

To the maximum extent permitted by Ghanaian law, including the Contracts Act, 1960 (Act 25), Adinkrah Joseph Enterprise, its directors, employees, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or use of (or inability to access or use) the Website.

Any unauthorized access to or use of our secure servers and/or any personal information stored therein.

Any third-party conduct or content on the Website.

Errors, inaccuracies, or omissions in any content.

8. Third-Party Links, Ads & Services

Our Website contains links to third-party websites, plug-ins, services, and advertisements (such as Google Maps, analytics tools, and third-party ad networks). We do not own, endorse, or control these third-party services. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access them entirely at your own risk, and you should review their respective terms and policies. 9. Indemnification

You agree to indemnify, defend, and hold harmless Adinkrah Joseph Enterprise, its officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in any way connected with your breach of these Terms, your misuse of the Website, or your violation of any third-party rights or applicable laws. 10. Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of Ghana, without regard to its conflict of law principles.

Any dispute arising from these Terms will first be attempted to be resolved amicably through mutual negotiations. If the dispute cannot be resolved informally, it shall be referred to and finally resolved by the competent courts located in Accra, Ghana. 11. Severability & Entire Agreement

Severability: If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will continue in full force and effect.

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Adinkrah Joseph Enterprise regarding your use of the Website and supersede any prior agreements or understandings.

12. Changes to these Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. When we make updates, we will revise the "Effective Date" at the top of this page. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Service. 13. Contact Information

If you have any questions, concerns, or legal inquiries regarding these Terms, please contact us:

By Email: [email protected]

Tel: +233 (0) 552 013 859 / +233 (0) 594 360 061

Registered Business Address: 27 Mission Street, Osu-Accra, Ghana

Registered Company Name: Adinkrah Joseph Enterprise